NPIF – Mercia Debt Finance

Loans ranging from £100k up to £750k

From early stage to established SME’s, NPIF – Mercia Debt Finance is the perfect solution to help a business meet its funding needs.

We’re open to new applications from ambitious SMEs seeking flexible business loans.Paul Taberner, MD – Mercia Debt Funds

Commercially focused finance

Mercia provides debt finance into small and medium-sized companies. Our expertise is broad across all sectors and business sizes. NPIF – Mercia Debt Finance works alongside, or where not available, in place of primary funding such as bank, invoice finance and asset finance.

Our debt team led by Paul Taberner, has a wealth of knowledge and experience with regional SMEs and are always available to share their expertise and guidance throughout the whole experience, making sure SMEs can take full advantage of the funding they need.

What can the funds be used for?

  • working capital
  • asset investment

What do we offer?

  • £100,000 – £750,000
  • Lending over one to five-year terms
  • Current and forecast trading can support the repayment of the loan

Flexible loans tailored to the specific requirements of each business

Personal touch
Technology might streamline the process, but we like the personal touch so we’re always available for a coffee and chat

Sustained relationships
We will always offer you our best rate based on your business circumstances. We appreciate long-term relationships.

Track record
We have a history of helping ambitious entrepreneurs who want to grow their business.

Loans are on a fixed interest basis, we are happy to be subordinated to a principal lender.

Download our guide to NPIF Debt Finance

View our handy downloadable guide to our NPIF Debt Finance that gives you all the detail you need on our loans, what they can be used for, what we look for and what we can offer.

Mercia has a history of helping companies grow and we are proud to be associated with the great organisations in our portfolio, so you’ll find some of our latest case studies in this guide too.