Raj joined FDC in May 2024 following 37-years’ experience in the Financial Services Sector of which 30 years were with NatWest, primarily as a Senior Relationship Manager in the SME commercial and corporate banking sectors and 7 years with Maven Capital Partners as an Investment Manager under the Midland Engine Investment Fund Debt mandate. Raj has a detailed knowledge and understanding of the SME market having managed a broad portfolio of commercial customers with varying turnovers up to £25m predominantly in the manufacturing sector but also including services, healthcare, property, and leisure.