Startup business loans

A Startup Loan can help you start or grow your existing SME. Even though starting your own small business is an exciting time, you have to make sure you have a clear vision, a business plan and enough cash to support your future developments. This is where a Startup Loan can play an essential part in pushing your small business into its next growth phase. But it doesn’t come as easy as you think, because banks turn down many Startup Loans due to that company having an insufficient trading history.

Mercia believes that ambitious start-ups deserve every opportunity to succeed. We are a flexible finance provider, based in the regions to supply debt finance, loans and the type of support that will allow start-up businesses reach their full potential.

Unlike a business loan, this is an unsecured personal loan and to apply for it you must live in the UK, be over 18 years of age and have plans to start a UK business that’s been fully trading for less than 24 months. (


Apply here