+44 (0) 330 223 1430
Share price:
31.45 GBX

Debt

We provide debt finance to hundreds of companies and are often seen as a ‘gap funder’.

This means we invest in businesses with great potential, ambition and growth aspirations which might not always meet the criteria of a traditional bank or lender.

Our debt solutions are available for a wide range of purposes:

  • Additional working capital
  • Supporting growth ambitions
  • New markets, products and services
  • Buying stock
  • Business acquisitions
  • Growth capital
  • Premises purchase/improvements/expansion
  • New plant and machinery
  • Employment of new staff

Typically loans are available for up to five years and are tailored to your business and existing lenders’ requirements with competitive rates and terms. Rates can be fixed or variable for the duration of the loan.

Investment starts from £100,000 and can be as much as £1.0million.

We at the Sheffield City Region Growth Hub have worked closely with the Mercia team on a number of occasions in supporting business needing finance for growth, and Mercia have adopted a flexible and at times innovative approach.

Andy McKenna, Sheffield City Region Growth Hub

RedSky has worked extensively with Mercia principally through their involvement with the Northern Powerhouse Investment fund. We have always found them very professional.

Martin Bell, RedSky Corporate Services

During Mercia's assessment of an investment opportunity we've always found the people to be down to earth, commercial and, invariably technically as sharp as a pin. Post-investment, our clients have enjoyed Mercia's involvement in their businesses, with close, mutually respectful relationships being at the heart of the successful investment outcomes.

Jeremy Cole, Cole Associates Corporate Finance

Santander Corporate & Commercial Banking is delighted to back the EV SME Loan fund and support the professional team at Mercia which has already helped so many SME’s with their growth plans.

David Chell, Santander Corporate & Commercial Banking

Our people

View the debt team